Plan-state experience
On your platform today
- Check balance, allocation, and projections
- Change deferral rates and manage loans
- Complete SECURE 2.0 enrollment tasks
You've built this. It's essential — and it's what you do well.
Recordkeeping platforms
Turn your platform into an everyday financial hub.
With one SSO and a single participant portal, we embed a suite of financial wellness tools directly into your system to drive everyday engagement and higher 401(k) deferrals.
Two drivers of portal engagement are better than one.
Recordkeeping platforms give participants what they need when they're focused on their plan — balances, deferrals, projections, and compliance-driven tools. That experience is essential.
But most days, participants are focused on tracking spending, cash flow, and other regular priorities. MoneySwell provides that.
MoneySwell, complements your stack — it doesn't compete with it.
Everyday financial life
What brings them back weekly
- Budget check-ins and cash flow clarity
- Net worth across every account
- Financial action plans and unbiased guidance
Participants come for daily money management — and stay for their 401(k), in one SSO session.
Consumer-grade tools participants use every week
Financial tools built for everyday life — ready to embed and accessed via SSO, not rebuilt from scratch.
A stronger story at every step
One integration helps your recordkeeper clients make a stronger pitch to plan sponsors, gives sponsors a more integrated and efficient wellness offering, and gives plan participants tools they'll use every week.
One integration — a stronger story at every step
- Platform embedsSSO integration — no custom build
- Recordkeepers differentiateMore than a 401(k) portal
- Sponsors consolidatePlan + wellness in one place
- Employees build habitsWeekly engagement, stronger deferrals
For recordkeepers & TPAs
Win on experience
Differentiate without a custom portal build. Offer sponsors more than compliance and statements — an embedded engagement layer their participants will regularly use.
For sponsors
Plan and wellness, together
Financial wellness embedded inside the 401(k) participant portal — more valuable for employees and more cost-efficient for sponsors than a standalone benefit.
For participants
Habits that stick
Everyday money tools and 401(k) contributions in the same SSO experience — a natural synergy that builds financial clarity and helps participants increase their deferrals over time.
“We want everyday money management in the participant portal without diverting engineering from the compliant recordkeeping core our clients depend on. MoneySwell is the perfect partner.”
Customization
Brand what matters most
White-label MoneySwell to match whichever relationship your market cares about — the platform, the recordkeeper, or the employer sponsor. Same SSO embed; the experience looks native to whoever owns the participant relationship.
Adopt the modules that fit your roadmap
Start with one module or offer the full toolkit. Turn individual tools on or off based on what your platform, recordkeeper clients, or sponsors want to deliver — and expand as adoption grows.
Simple to launch, flexible to scale
Systematic discovery → configure → launch. No months-long wait. Embedded delivery at platform scale — efficient for you, your recordkeeper clients, and the sponsors they serve.
Platform partnerships use flexible enterprise pricing shaped by your reach, usage, and the efficiencies that come with scale. Schedule a call.
Referral & revenue share
MoneySwell offers partnership models with the potential for referral and revenue share with recordkeeper platforms and their clients.
Launch everywhere, or pilot, then scale
MoneySwell can work with you in whatever way works best. Platforms, recordkeepers, and plan sponsors can start with a pilot before scaling.
Flexible enterprise pricing
Enterprise pricing is structured based on the buyer's scale, expected usage, and the unit economics of delivering at volume across a network.
Platform & Recordkeeper teams, let's chat.
Tell us about your platform or company and how you serve recordkeeper clients or your plan sponsors today. Already ready? Schedule a call