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	<title>FAQs Archive - MoneySwell</title>
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	<link>https://www.moneyswell.com/faq-items/</link>
	<description>Personal Finance in Minutes a Month</description>
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		<title>Can I use a personal email address for a Benefit Membership?</title>
		<link>https://www.moneyswell.com/faq-items/can-i-use-a-personal-email-address-for-a-benefit-membership/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Wed, 11 Dec 2024 03:42:45 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7635</guid>

					<description><![CDATA[<p>Yes. You can use any email you like for a benefit membership. In fact, we recommend you use a personal email address as it ensures that if you ever leave your institution you'll still get the necessary updates for your account. Also, you can change your account email address at any time on the My  [...]</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-i-use-a-personal-email-address-for-a-benefit-membership/">Can I use a personal email address for a Benefit Membership?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Yes. You can use any email you like for a benefit membership. In fact, we recommend you use a personal email address as it ensures that if you ever leave your institution you&#8217;ll still get the necessary updates for your account. Also, you can change your account email address at any time on the My Account page.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-i-use-a-personal-email-address-for-a-benefit-membership/">Can I use a personal email address for a Benefit Membership?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>What is a MoneySwell Benefit Membership?</title>
		<link>https://www.moneyswell.com/faq-items/what-is-a-moneyswell-benefit-membership/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Wed, 11 Dec 2024 03:39:38 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7633</guid>

					<description><![CDATA[<p>A MoneySwell Benefit Membership is when an organization you're associated with - often a company or educational institution - has purchased MoneySwell on your behalf.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-is-a-moneyswell-benefit-membership/">What is a MoneySwell Benefit Membership?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>A MoneySwell Benefit Membership is when an organization you&#8217;re associated with &#8211; often a company or educational institution &#8211; has purchased MoneySwell on your behalf.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-is-a-moneyswell-benefit-membership/">What is a MoneySwell Benefit Membership?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Where do I sign up?</title>
		<link>https://www.moneyswell.com/faq-items/where-do-i-sign-up/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 23:05:14 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7627</guid>

					<description><![CDATA[<p>If you've been offered MoneySwell as a benefit, go to this sign up page, enter your organization-provided access code and email address (it doesn't have to be an email associated with your organization). If you're looking to sign up for an individual subscription, sign up here.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/where-do-i-sign-up/">Where do I sign up?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>If you&#8217;ve been offered MoneySwell as a benefit, go to <a href="https://app.moneyswell.com/benefit/signup" target="_blank" rel="noopener">this sign up page</a>, enter your <strong>organization-provided access</strong> <strong>code</strong> and email address (it <em><span style="text-decoration: underline;"><strong>doesn&#8217;t</strong></span></em> have to be an email associated with your organization).</p>
<p>If you&#8217;re looking to sign up for <strong>an individual subscription</strong>, <a href="https://app.moneyswell.com/signup">sign up here</a>.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/where-do-i-sign-up/">Where do I sign up?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>What happens if my organization discontinues its subscription to MoneySwell?</title>
		<link>https://www.moneyswell.com/faq-items/what-happens-if-my-company-discontinues-its-subscription-to-moneyswell/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 22:11:39 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7605</guid>

					<description><![CDATA[<p>Much like if you leave your organization (or for whatever reason are no longer associated with it), you will be given the option to continue your use of MoneySwell through an individual subscription without any disruption to your MoneySwell account or service.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-happens-if-my-company-discontinues-its-subscription-to-moneyswell/">What happens if my organization discontinues its subscription to MoneySwell?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Much like if you leave your organization (or for whatever reason are no longer associated with it), you will be given the option to continue your use of MoneySwell through an individual subscription without any disruption to your MoneySwell<span style="font-weight: 400;"> account or service.</span></p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-happens-if-my-company-discontinues-its-subscription-to-moneyswell/">What happens if my organization discontinues its subscription to MoneySwell?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>What happens if I leave my organization?</title>
		<link>https://www.moneyswell.com/faq-items/what-happens-if-i-leave-my-organization/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 22:06:44 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7602</guid>

					<description><![CDATA[<p>Your subscription will remain active until the end of your organization's contract. After that point, you will be given the option to continue your subscription - without any disruption to your account or service - and pay the associated plan (monthly or annual) subscription fee. If you choose not to sign up for an individual subscription,  [...]</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-happens-if-i-leave-my-organization/">What happens if I leave my organization?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">Your subscription <em><span style="text-decoration: underline;"><strong>will remain active</strong></span></em> until the end of your organization&#8217;s contract. After that point, you will be given the option to continue your subscription &#8211; without any disruption to your account or service &#8211; and pay the associated plan (monthly or annual) subscription fee.</span></p>
<p>If you choose <strong><em><span style="text-decoration: underline;">not</span></em></strong> to sign up for an individual subscription, you will lose access to your account 30 days after your organization&#8217;s contract ends, and all the associated data will be permanently deleted 60 days after your organization&#8217;s contract ends.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/what-happens-if-i-leave-my-organization/">What happens if I leave my organization?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Can I sign up for more than one account?</title>
		<link>https://www.moneyswell.com/faq-items/can-i-sign-up-for-more-than-one-account/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 22:02:00 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7599</guid>

					<description><![CDATA[<p>Using the organization-provided benefit access code, you may only sign up for one account. However, if you want more MoneySwell accounts for any reason, you can go through the normal signup flow on MoneySwell’s website and pay the applicable subscription fees.  </p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-i-sign-up-for-more-than-one-account/">Can I sign up for more than one account?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">Using the organization-provided</span> <span style="font-weight: 400;">benefit access code, you may only sign up for </span><i><span style="font-weight: 400;">one</span></i><span style="font-weight: 400;"> account. However, if you want more MoneySwell accounts for any reason, you can go through </span><a href="https://app.moneyswell.com/signup"><span style="font-weight: 400;">the normal signup flow on MoneySwell’s website</span></a><span style="font-weight: 400;"> and pay the applicable subscription fees.</span></p>
<p>&nbsp;</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-i-sign-up-for-more-than-one-account/">Can I sign up for more than one account?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Can my organization see if I sign up for MoneySwell or any of my data in MoneySwell?</title>
		<link>https://www.moneyswell.com/faq-items/can-my-company-see-if-i-sign-up-for-moneyswell-or-any-of-my-data-in-moneyswell/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 21:59:40 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7597</guid>

					<description><![CDATA[<p>No. Your organization has zero visibility into who signed up and zero visibility into your account data. We believe personal finance should be personal and we mean it.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-my-company-see-if-i-sign-up-for-moneyswell-or-any-of-my-data-in-moneyswell/">Can my organization see if I sign up for MoneySwell or any of my data in MoneySwell?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">No. Your organization</span> <span style="font-weight: 400;">has zero visibility into who signed up and zero visibility into your account data. We believe personal finance should be personal and we mean it.</span></p>
<p>The post <a href="https://www.moneyswell.com/faq-items/can-my-company-see-if-i-sign-up-for-moneyswell-or-any-of-my-data-in-moneyswell/">Can my organization see if I sign up for MoneySwell or any of my data in MoneySwell?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Is a MoneySwell Benefit Membership free?</title>
		<link>https://www.moneyswell.com/faq-items/is-moneyswell-free/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Tue, 10 Dec 2024 21:51:38 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=7591</guid>

					<description><![CDATA[<p>Yes! Well, free to you. If your organization has purchased a bulk set of user accounts, your access to MoneySwell is free for the duration of the contract (typically a renewing annual subscription).  </p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-free/">Is a MoneySwell Benefit Membership free?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">Yes! Well, </span><i><span style="font-weight: 400;">free to you</span></i><span style="font-weight: 400;">. If your organization has purchased a bulk set of user accounts, your access to MoneySwell is free for the duration of the contract (typically a renewing annual subscription).</span></p>
<p>&nbsp;</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-free/">Is a MoneySwell Benefit Membership free?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Is MoneySwell supported through venture capital funding?</title>
		<link>https://www.moneyswell.com/faq-items/is-moneyswell-supported-through-venture-capital-funding/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Sat, 28 Jan 2023 23:20:18 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=5076</guid>

					<description><![CDATA[<p>No. MoneySwell has not taken any outside investment. We are 100% privately owned, built from the ground up. Why did we build MoneySwell this way? Here are a few reasons. Our time and energy is limited. We want to focus these limited resources on building a great product, not on convincing investors to give us  [...]</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-supported-through-venture-capital-funding/">Is MoneySwell supported through venture capital funding?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>No. MoneySwell has not taken any outside investment. We are 100% privately owned, built from the ground up.</p>
<p>Why did we build MoneySwell this way? Here are a few reasons.</p>
<ul>
<li><strong>Our time and energy is limited.</strong> We want to focus these limited resources on building a great product, not on convincing investors to give us money.</li>
<li><strong>We like sustainable growth.</strong> Investors often expect growth at all costs, even if it means failing in the long-term. But the truth is, there&#8217;s plenty of room for all kinds of financial software. We don&#8217;t need to reach the &#8220;finish line&#8221; first or &#8220;crush the competition.&#8221; We just need to build a product that works for us, and find others who it works for too. How&#8217;s that for an honest answer?</li>
<li><strong>We <em>can</em> build it this way. </strong>The skillset of the team is wide enough that we are able to build a useful tool without giving ownership and decision-making power to investors.</li>
<li><strong>We have experience working for venture-backed companies.</strong> From what we&#8217;ve seen, these environments have a lot of waste, a lot of hype, and more often than not, a lot of sad faces at the end of the journey. The future isn&#8217;t guaranteed for any business no matter how it&#8217;s built. But by being privately owned, at least our successes and failures will be ours alone based on our vision for what success looks like.</li>
<li><strong>Privately funding felt safest. </strong>We&#8217;re not massive risk takers. Like our customers, we have financial obligations like mortgages, day care for our kids, and a whole lot more. Privately funding allowed us to earn income from other sources as we built the business. Investors don&#8217;t typically support this model. But for us, it was the financially responsible way to go when we got MoneySwell off the ground.</li>
</ul>
<p>Would we ever accept venture capital funding? Possibly. Not all VC firms are the same nor do they treat every project they invest in the same. While we really want to start our business without VC funding, there may come a point where the best way to grow our product and support our customers is by accepting funding<em>&#8230;with the</em> <em>right investing partner</em>. We&#8217;ll let you know if we reach that point.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-supported-through-venture-capital-funding/">Is MoneySwell supported through venture capital funding?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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		<title>Is MoneySwell a bank or affiliated with a bank?</title>
		<link>https://www.moneyswell.com/faq-items/is-moneyswell-a-bank-or-affiliated-with-a-bank/</link>
		
		<dc:creator><![CDATA[Ryan Lillis]]></dc:creator>
		<pubDate>Sat, 28 Jan 2023 22:30:26 +0000</pubDate>
				<guid isPermaLink="false">https://www.moneyswell.com/?post_type=avada_faq&#038;p=5069</guid>

					<description><![CDATA[<p>No and no. MoneySwell is not a bank and we aren't affiliated with a bank. We make software to help you manage your money. But we aren't a transaction platform. In other words, you can't deposit money with us, transfer money between your accounts through us, or send money to friends through us. There's nothing  [...]</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-a-bank-or-affiliated-with-a-bank/">Is MoneySwell a bank or affiliated with a bank?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>No and no. MoneySwell is not a bank and we aren&#8217;t affiliated with a bank. We make software to help you manage your money. But we aren&#8217;t a transaction platform. In other words, you can&#8217;t deposit money with us, transfer money between your accounts through us, or send money to friends through us.</p>
<p>There&#8217;s nothing wrong with those features, it&#8217;s just not what we focus on.</p>
<p>We <em><span style="text-decoration: underline;"><strong>DO</strong></span></em> allow you to sync account balance data and other transactional data from your bank accounts through an integration with our syncing partner, <a href="https://www.plaid.com" target="_blank" rel="noopener">Plaid</a>. This ensures you can have a complete <em>view</em> of your money through your MoneySwell account.</p>
<p>The post <a href="https://www.moneyswell.com/faq-items/is-moneyswell-a-bank-or-affiliated-with-a-bank/">Is MoneySwell a bank or affiliated with a bank?</a> appeared first on <a href="https://www.moneyswell.com">MoneySwell</a>.</p>
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