Quick Look
- Review the links below for options relating to different types of debt you may be looking to consolidate.
- Crunch a few numbers using the recommended calculator; they’re not hard to use and may help you save you thousands of dollars.
Contents
<< Debt Consolidation Checklist
Use a Reputable Source When Reviewing Loan Offers
You can search online for all kinds of different loan offers. But our personal favorite place to look is Bankrate.com. (Reminder: We have no affiliation with Bankrate. We just know the site has been around a long time and is reliable and trustworthy). Check out the links below based on the type of debt consolidation you’re exploring.
Types of Debt to Consolidate
- Balance Transfer Cards
- 0% Introductory Interest Rate Cards
- Personal Loan Rates
- Low-interest Personal Loans
- Personal Loans for Bad Credit
- Home Equity Loan Rates
- Home Refinance Rates
Once you have an idea of a debt consolidation option that will work for you, do a final crunch of your numbers. Use the debt payoff calculator or balance transfer card calculator. Then, once you’re confident of the direction you’d like to take, you’ll need to apply.
Take Action
In the notes section above (for logged in users), write down:
- The amount you expect to save on interest
- How many months faster you will pay off your debt by consolidating
The simple act of thinking through these details and writing them down will make you more likely to be successful in your debt payoff plan.
in Boulder and San Diego.