Financial Tools2025-08-04T15:40:51-06:00

Master your Money with Free Financial Tools

Get clear, simple answers to your biggest financial questions. From budgeting and saving to navigating student loans and buying a home, our free calculators are here to give you the insights you need to build a solid financial future.

Find Your Budget

Flexible Budget Calculator

Create a personalized budget that fits your lifestyle. See how your spending breaks down and find the income you need to support your goals.

Student Loan Payoff

Student Loan Payoff Calculator

Find out how quickly you can become debt-free. See how extra payments can save you thousands in interest and years off your loan.

Compare Job Offers

Job Offer Comparison Tool

A bigger salary doesn’t always mean more money. Compare two job offers based on their true purchasing power in different cities.

Emergency Fund

Emergency Fund Calculator

Life is unpredictable. Calculate your ideal financial safety net and get a clear savings goal for 3- and 6-month emergency funds.

401(K) Match

401(k) Match Calculator

Are you leaving free money on the table? Calculate the value of your employer’s 401(k) match and see how it can supercharge your retirement savings.

Rent vs. Buy

Rent vs. Buy Calculatoror

Thinking about buying a home? Analyze the costs and find your financial breakeven point to see when owning becomes cheaper than renting.

Ready to take the next step?

These calculators are just the beginning. The Moneyswell app connects all your accounts to give you a complete financial picture and a personalized action plan. It only takes minutes a month to get ahead. Check out some of its features and try for free below:

Accounts & Net Worth Tracker

One-click sync across accounts, historical tracking, customizable update rules

Retirement Planner

Discover what you need, how much to save, & track your progress

Recurring Money Task Manager

Always know what to do next with your customizable monthly/weekly/daily money checklist

Financial Priorities Action Plan

Your customizable education & action plan to move from Financial Foundations to Financial Abundance

Budget Planner Basic (Beta!)

Stay on top of income, saving, & spending. Basic version during beta, enhanced version in 2024!

All Future Action Plans

Every guided plan we create for life’s key financial moments

All Future Features

All upcoming tools and features to ensure MoneySwell meets your needs

MoneySwell Blog

Who are we kidding? Everyone gets this! No subscription needed. ;)

34-day free trial. No commitment, no credit card required. And we never sell your personal data.

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